Recommended changes:
- Remove dhcp--option from eth0 since it's not using dhcp
- Remove "modify balance" from pppoe0 and eth1. The modify is for LAN traffic not WAN.
- "set interfaces ethernet eth1 dhcp-options default-route-distance 1"
- Add a table interface route for the backups to use:
set protocols static table 1 interface-route 0.0.0.0/0 next-hop-interface pppoe0
- "delete load-balance group FMT_ONLY"
- Change "modify balanace rule 4" to use table 1